The Truth About Lending

I was on my IGoogle.com page today and one of my many "quote of the day" gadgets displayed a Mark Twain remark about bankers.  He says "A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain."  How true that is.  The takeaway is to always borrow as much as you can when you do not need it, because the moment you do need it, the banks won't want to lend it.